Before I had children, obtaining life insurance was one of the last
things I thought of. After all, I wasn't yet a parent,
right? So who did I have to support? Apparently, though, I
went at the thing all
back asswards, because according to this article, it's better to obtain
coverage even before you get pregnant. Huh? No, really. And here's why:
1. Rates are lower when you're younger.
2.
Potential medical problems during pregnancy, even relatively routine
ones like gestational diabetes and high blood pressure can make rates
zoom or even get you denied entirely from having coverage.
3.
Having more undefinable issues like post-partum depression can really
muck up your chances of being insured. If you have PPD, your
insurance company considers you a suicide risk and jacks up your
premiums accordingly.
Yeah, yeah, what a racket, huh? Just go get your insurance now. You can thank me later.
