Turns out the biggest difference between men and women in America might not be their "down there parts," but what health insurance companies think those there parts will cost them. A study in yesterday's New York Times states women ages 19 to 55 who are paying for individual health insurance plans are being charged significantly more than male counterparts for the same plans.
The reason? Women are using more insurance, the companies say. But thanks go to the sharp-witted writers at Jezebel, who were quick to point out that research has shown seeking care earlier (they often call it preventative care?) saves people down the line. Saves their lives, and saves them money. Because preventive care, well, it prevents major illness.
Jezebel's report also pointed out something American voters need to keep in mind come Tuesday. Senator John McCain's chief healthcare plans call for "tax credits" that we as Americans would then use to pay for our own health insurance plans - the ones that cost women more. He's against the (currently relatively widespread) practice of employer-based health insurance plans, or group plans, whereby insurance plans are bought in bulk by an employer to wrangle a lower cost for each individual plan. The federal Equal Employment Opportunity Commission (you see the little EEO or EOE acronyms in a lot of newspaper classifieds) watches over employer-based health plans and prohibits gender-based discrimination. In other words - our civil rights in the workplace guarantee we can't be charged more for our employer-based health plan than the guy at the next desk. Walk out of the workplace, however, and the game changes.
The Times report even quotes a Humana representative who claims, "Bearing children increases other health risks later in life, such as urinary incontinence, which may require treatment with medication or surgery.” Say what?
A woman who popped out a baby, but has a yearly check-up at the general practitioner plus her annual "foot-in-the-stirrups, let's get this over with doc, I hope you have warm hands this time" visit is apparently going to wet herself down the road. And that's going to cost them. But the guy who hasn't been to a doctor in a decade and sits on his ass eating Cheetos and screaming, red-faced at SportsCenter all day, every day is going to cost them less down the line?
I can invest in Depends, but he's a walking heart attack.
And, apparently, Senator McCain thinks he shouldn't have to pay as much for cardiac catheterization, an eventual quadruple bypass, a lifetime of blood pressure monitoring and heart medications, a twice-yearly stress test . . . should I go on? . . . as long as he doesn't have a uterus.
Image: CrunchGear
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