Strollerderby

Have a Uterus? McCain Wants You to Pay More for Health Insurance

Posted by JeanneSager

Turns out the biggest difference between men and women in America might not be their "down there parts," but what health insurance companies think those there parts will cost them. A study in yesterday's New York Times states women ages 19 to 55 who are paying for individual health insurance plans are being charged significantly more than male counterparts for the same plans.

The reason? Women are using more insurance, the companies say. But thanks go to the sharp-witted writers at Jezebel, who were quick to point out that research has shown seeking care earlier (they often call it preventative care?) saves people down the line. Saves their lives, and saves them money. Because preventive care, well, it prevents major illness.

Jezebel's report also pointed out something American voters need to keep in mind come Tuesday. Senator John McCain's chief healthcare plans call for "tax credits" that we as Americans would then use to pay for our own health insurance plans - the ones that cost women more. He's against the (currently relatively widespread) practice of employer-based health insurance plans, or group plans, whereby insurance plans are bought in bulk by an employer to wrangle a lower cost for each individual plan. The federal Equal Employment Opportunity Commission (you see the little EEO or EOE acronyms in a lot of newspaper classifieds) watches over employer-based health plans and prohibits gender-based discrimination. In other words - our civil rights in the workplace guarantee we can't be charged more for our employer-based health plan than the guy at the next desk. Walk out of the workplace, however, and the game changes.

The Times report even quotes a Humana representative who claims, "Bearing children increases other health risks later in life, such as urinary incontinence, which may require treatment with medication or surgery.” Say what?

 A woman who popped out a baby, but has a yearly check-up at the general practitioner plus her annual "foot-in-the-stirrups, let's get this over with doc, I hope you have warm hands this time" visit is apparently going to wet herself down the road. And that's going to cost them. But the guy who hasn't been to a doctor in a decade and sits on his ass eating Cheetos and screaming, red-faced at SportsCenter all day, every day is going to cost them less down the line?

I can invest in Depends, but he's a walking heart attack.

And, apparently, Senator McCain thinks he shouldn't have to pay as much for cardiac catheterization, an eventual quadruple bypass, a lifetime of blood pressure monitoring and heart medications, a twice-yearly stress test . . . should I go on? . . . as long as he doesn't have a uterus.

Image: CrunchGear

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Comments

 

Laura said:

And the scariest part of all - most of these individual insurance plans don't cover maternity care.  I went to an online calculator and got some numbers for myself (in Ohio) - I can get a high deductible plan that covers basic care but no maternity for ~$80/month.  The only available plan that included maternity (Kaiser) was $179/month for a 25 year old woman with no pre-existing conditions.  Similar plans for men ran from $60-$90/month.

I guess McCain didn't think about how many women will be choosing abortion because they won't be able to afford the $8000-$13000 charges to deliver a baby.

October 31, 2008 11:54 AM
 

leahsmom said:

Ah, but Laura, that's the beauty of it - under McCain, no woman will be able to make that choice, even if being or staying pregnant will kill her! It's win-win - McCain gets to reduce the female population, too!

October 31, 2008 12:11 PM
 

Jessica said:

This is my first time visiting babble.com and I was pretty much impressed until I got to this article with the comments left so far. This is supposed to be a parenting website... so all you parents out there, did you know Obama is in support of live-birth abortions?? That's more disturbing than anything.

October 31, 2008 2:40 PM
 

LogicalMama said:

Jessica, Please!? Anti-Abortionist are willfully misinterpreting Obama's voting history on this subject! The protection of those "born alive" was already in place in Illinois, that is why Obama voted against the bill to avoid redundancy! No one that voted against SB-1082 favored infancide, however, the bill had an unintended impact on other laws in Illinois. As well, the Illinois Medical Society was against this bill!

The fact remains that if one is Pro Choice, that does not mean they are Pro Abortion! You can be Pro Life and still feel that every woman should make her own choice.

Not to mention all these, anti abortion believers run around screaming about women murdering their fetus' yet these same people typically support the death penalty and going to war where thousands of innocent lives are lost. So, where do you cross the line?

October 31, 2008 3:15 PM
 

Knitty said:

Jessica, I know this is shocking info, but maternity care?  Is DIRECTLY RELEVANT to a parenting website.  Just because the news is bad for your candidate is no reason why the reason of us shouldn't discuss it here.

And no, Obama is not in favor of "live-birth" abortion.  Don't ANY of you neocons do any research?  At all?  Ever?

October 31, 2008 6:49 PM
 

LogicalMama said:

Something to think about:

What if the Obamas had paraded five children across the stage, including a three-month old infant and an unwed, pregnant teenage daughter?

What if John McCain was a former president of the Harvard Law Review?

What if Barack Obama had finished fifth from the bottom of his graduating class?

What if McCain had only married once, and Obama was a divorcee?

What if Obama was the candidate who left his first wife after a severe disfiguring car accident, when she no longer measured up to his standards?

What if Obama had met his second wife in a bar and had a long affair while he was still married?

What if Michelle Obama was the wife who not only became addicted to pain killers but also acquired them illegally through her charitable organization?

What if Cindy McCain had graduated from Harvard?

What if Obama had been a member of the Keating Five?

(The Keating Five were United States Senators accused of corruption in 1989, igniting a major political scandal as part of the Savings and Loan crisis of the late 1980s and early 1990s: our first huge corporate bailout ... in recent history, that is.)

What if McCain was a charismatic, eloquent speaker?

What if Obama couldn't read from a teleprompter?

What if Obama was the one who had military experience that included discipline problems and a record of crashing seven planes?

What if Obama was the one known to display publicly, on many occasions, a serious anger management problem?

What if Michelle Obama's family had made their money from beer distribution?

What if Michelle Obama's father was a convicted felon?

What if it was rumored that Michelle Obama secretly disposed of documentation pertaining to her husband's involvement in Keating 5?

What if Obama's Presidential Transition Team Leader was William Timmons, a former lobbyist that lobbied on behalf of Suddam Hussein?

What if Joe Biden's wife was a member of a group that wanted to secede from the USA?

October 31, 2008 7:33 PM
 

Manjari said:

LogicalMama - THANK YOU!

October 31, 2008 11:29 PM
 

LogicalMama said:

Manjari, you know I got your back!

Feel free to add on to the list above, there are so many double standards on this subject!

What if Barack Obama called his wife the "c" word?

November 1, 2008 5:20 PM
 

nic said:

How about LogicalMama posting on babble?

November 1, 2008 5:32 PM
 

BROOKE said:

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November 20, 2008 7:00 AM
 

alina said:

Thanks for the providing good information - this is really helpful for deciding Health Insurance for women.I found another good one that helped me find an incredible rate they give you the best rates from lots of local providers <a href="womanhealthinsurance.info/index3.html">Woman Health Insurance</a>

November 21, 2008 4:02 PM

About JeanneSager

Jeanne Sager is a writer who lives in upstate New York with her husband, daughter, a dog and too many cats. She refuses to believe motherhood comes with pumpkin appliqued sweaters, and she';s not ready to apologize for having only one child. She writes about raising her kid in her own hometown and the mom stuff she's not embarrassed to own at her blog, Inside Out (http://jeannesager.blogspot.com), she's contributing editor of Grand Magazine, and she's a regular essayist here on Babble

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