Let's face it. As a group, Americans suck at financial management. For the second year in a row, we've got a negative savings ratio. That's in minus-dollars, folks, which means that more money is being spent than saved. Or something like that; after all, I suck at financial stuff too.
But hey, just because we're all clueless (and you know when I say "all" I don't mean that literally) doesn't mean our kids have to be clueless too. Which is why they should go to Money Camp where they can learn "financial literacy". Seriously! This is a great idea, because it teaches kids basics that a lot of parents could take cues from, starting with "spend less than you make" and moving right along to "save early and often."
Right now the camps are available in central-southern California and North Carolina, but there are plans to go international as well to spread to the rest of the U.S. While the main program is for kids 10 and up, there are adult camps as well, plus both home and school versions of the curriculum.
I'm pretty sure that if I had gone to one of these camps when I was a kid I'd be a zillionaire right about now. I think I need to go have a talk with my parents, and meanwhile I'm going to start talking to my own kids more about money.
