Planning for an emergency may be the furthest thing in your mind but many emergency situations that can affect you financially will strike without any warning. Make sure you are at least considering the possibilities when you work on your budget and consider your savings goals.
Life in college can be some of the best years of your child’s life but those years can also be some of the most expensive. Since many high schools don’t pay any attention to even the most basic personal financial matters (I know mine didn’t), many college students will make mistakes with their money they (or in a lot of cases- you) will being paying for in the years to come.
I would like to suggest that you stop throwing away the ground and find a new purpose for them. Turns out, used coffee grounds can actually help save you some money. Plus, anytime you can recycle things rather than add them to the local landfill, you are doing good things for the Earth.
Moms (and dads) looking to save money are usually not alone in their quest. Fellow parent friends and family members may be looking in earnest to cut out expenses from their budget to save more money. One way to accommodate everyone is to suggest a swap of some kind.
While it is said that beauty is only skin deep, beauty products can skin you alive if you are not careful. Investing in the latest styles and trends in the makeup department can cost you more than you can afford but luckily there are a few tricks to keep in your hat.
It’s been said that everybody loves a bargain but not all bargains are meant for everyone. When you spot the discounts, find the sales, or hear about a bargain, you need to first ask yourself some questions.
After the hustle and bustle of the holiday season ends and a new year begins, many people are hit hard by the amount of debt they actually spent in a short period of time to fulfill their holiday obligations. If you are not careful, you can start a vicious cycle of debt that could take years to eliminate.
Developing a habit typically takes 30 or more days of practice before it can become a habit. To develop better money habits, it can help to challenge yourself with new methods for personal financial success. There are a lot of good ways to do better financially but it’s up to you to remain committed to the ones that work for you.
Most people rely on a vehicle for daily transportation and would be hard-pressed to get anything accomplished without it. Public transportation is available everywhere so if you need a vehicle, make sure you give it the best care possible so it can remain reliable and affordable.
When I decided I needed to get out of debt once and for all I decided to make some tough choices. It meant slashing expenses from my monthly spending and now it means regularly reviewing where the money going to make sure wants don’t creep into the needs list. There are a lot of things we want to have but don’t necessarily need so keep in mind the difference between wants and needs the next time you plan to spend your money.
The Daily Babble