While it is said that beauty is only skin deep, beauty products can skin you alive if you are not careful. Investing in the latest styles and trends in the makeup department can cost you more than you can afford but luckily there are a few tricks to keep in your hat.
It’s been said that everybody loves a bargain but not all bargains are meant for everyone. When you spot the discounts, find the sales, or hear about a bargain, you need to first ask yourself some questions.
After the hustle and bustle of the holiday season ends and a new year begins, many people are hit hard by the amount of debt they actually spent in a short period of time to fulfill their holiday obligations. If you are not careful, you can start a vicious cycle of debt that could take years to eliminate.
Developing a habit typically takes 30 or more days of practice before it can become a habit. To develop better money habits, it can help to challenge yourself with new methods for personal financial success. There are a lot of good ways to do better financially but it’s up to you to remain committed to the ones that work for you.
Most people rely on a vehicle for daily transportation and would be hard-pressed to get anything accomplished without it. Public transportation is available everywhere so if you need a vehicle, make sure you give it the best care possible so it can remain reliable and affordable.
When I decided I needed to get out of debt once and for all I decided to make some tough choices. It meant slashing expenses from my monthly spending and now it means regularly reviewing where the money going to make sure wants don’t creep into the needs list. There are a lot of things we want to have but don’t necessarily need so keep in mind the difference between wants and needs the next time you plan to spend your money.
It’s way more fun to buy what you want then what you can afford but if we’re trying to get on some stable financial footing we’re going to do the boring option and stick with what we can actually afford and not bust the bank in the process.
If there’s one thing my husband LOVES it’s movies. It’s fun to go out to theater but it can quickly add up especially since movie prices have gone up significantly in the last few decades. Combine them with popcorn, drinks, and flick-worthy candy and a family of four could easily spend over a hundred dollars for one night at the theater.
Paying back student loans can be a completely daunting process. The total amount due is usually so high that it seems like it is impossible to actually make any real progress on the debt. Since I found my way out of my student loans I’ve got a couple of tips for you. You really want to payoff the bills ASAP so that you ultimately end up paying less in interest.
Oh that fun age where you’re not quite a little kid anymore and where you’re not quite a teen. The ‘tween years. My niece is getting right into these years and it is something else. She’s always had a lot of personality but even more so recently. With the ‘tween years (ages 10-12) comes tons of ideas when it comes to celebrating a birthday. These ideas often come with a hefty price tag and a whole lot of work. Ideally, you should work towards a compromise to throw a great party but on a parent-friendly budget.
The Daily Babble