It’s January — new year, new budget, new habits. You’ve been making new year’s resolutions and resetting financial goals for the year. You’re working on new ideas, breaking bad habits, adding new ones. Don’t tell me you’ve fallen off the wagon already! But if you have, there’s still time to pick up new routines that can carry you through 2013 financially healthier and happier.
It’s easy to promise yourself big, sweeping changes to your budget in the new year — no eating out, no non-essential purchases, whatever your vice is. But did you know that a few simple, small changes can make a decent dent in your monthly spending? With new year’s resolutions already on the brain, I find it to be a great time to start new habits. It’s why I’ve recently begun a new fitness challenge. And, it’s why I tend to kick into cleaning and organizing mode in January.
Adding tiny changes to your lifestyle is a great way to build up to successful long-term habits. Start small: focus on one new habit to include in your daily life each month until you’ve made a regular practice of it. Start a new habit that will save you money. Break a habit that’s busting your budget. Set new goals for money. Come up with new ideas for your savings.
Here are 10 great habits to start (or stop!) this year that will save you even more!
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Want to see how we saved $3500 in 2012? Check out more tips to keep your wallet intact here!