We try to go through our budget regularly, but as time goes on it’s easy for it to become just as much of a mess as the rest of my house.
The hubby gets lax about packing a lunch. I get caught up in shopping momentum through the holidays and right into the new year. And before you know it, we’re spending more than we had originally budgeted.
That’s why I created the 31 Days to a Better Budget last year. Our budget needed some serious help, but it had gotten to be a bit overwhelming for me. Breaking it down into a step by step process allowed me to tackle our budget a little at a time over the course of a month. Now that I’m more organized about it, I can work through each step a little quicker and regain control over our finances.
If your budget needs a kick in the pants, take a step back and reassess your expenses. You can do this in a few hours or a few minutes each day. In just one week, you’ll have an organized monthly budget to help you reach your financial goals.
For more money management tips, and a step by step look at ways to cut your finances, check out the 31 Days to a Better Budget series on Inexpensively.
Photo Credit: Flickr
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