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How to Talk About Money with Your Partner (& Not Go Crazy!)

Talking money can be awkward, it can bring up all sorts of negative feelings and it can be, to put it bluntly, just terrible. We all know that we’ve got to talk money with our partners but how do we do it?


  • How To Talk About Money With Your Partner (& Not Go Crazy!) 1 of 7
    How To Talk About Money With Your Partner (& Not Go Crazy!)
    6 tips on how to make money conversations go smoothly.
    image credit: Shuttertock
  • 1. Keep it Positive 2 of 7
    1. Keep it Positive
    Go into the conversation with an open mind and do your best to keep it positive. Stay open-minded to the other person's opinion and if the conversation starts taking a downward turn then take a break.
    image credit: colinlogan
  • 2. Have Your Financial Information Handy 3 of 7
    2. Have Your Financial Information Handy
    Rather than trying to round up all the information at the time of your talk, have it handy and accessible. Make things as easy as possible for yourselves.
    image credit: Dave Dugdale
  • 3. Have Enough Time to Talk 4 of 7
    3. Have Enough Time to Talk
    You don't want to get into the thick of a financial conversation just to be cut off. Schedule a time to talk, get your snacks, get your financial info ready and basically, set yourselves up for success.
    image credit: abnormalbeauty
  • 4. Don’t Talk About Money on an Empty Stomach 5 of 7
    4. Don't Talk About Money on an Empty Stomach
    Just like you wouldn't take a 3 year-old on a 2 hour trip to Target don't expect good results if you're both hungry and/or tired. Eat before you talk or have snacks available. Make yourselves as comfortable as possible.
    image by jessleecuizon
  • 5. Focus on the “Why” of It 6 of 7
    5. Focus on the "Why" of It
    Really pay attention to why in the world you need to have the "finance talk" in the first place. Most likely, you want a better financial situation. Think about your short and long-term goals and devise a plan to accomplish them.
    image by notsogoodphotography
  • 6. Know when its Time to End the Conversation 7 of 7
    6. Know when its Time to End the Conversation
    If the conversation gets heated or starting heading South quick then take a breather and come back to it, take a couple day break from the conversation, and/or be willing to get an impartial third party involved who can help you and your partner navigate the situation in a calm and rational way.
    image by Ed Yourdon

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