Think about your finances. Do you think, “Ah, not so bad! Go Me!” with a mental pat on the back or do you cringe, and quickly try to start thinking about something else- anything else?
If you cringed then you’re not alone.
I’d guess that at least 85% of people would cringe when asked to think about their financial life. And really, it’s not surprising considering all those bills that need to be paid, all those old college loans that we can’t seem to make a dent in, the bill to the sweet old Aunt Sue for helping you out with the car emergency that you really want to pay back but just can’t seem to find the funds, and all those projects that need to be completed but there’s just no money to do them.
What if you could change the way you think about money?
I’ve got just the solution for you, and this is it: rather than thinking about saving money and cutting back as a have to situation think of it as a want to situation. By simply changing the words you use in your mind to describe cutting back on spending you will mentally change your financial life from a negative and crappy one to a positive, “I can do this!” one.
When you turn down that coffee shop coffee and blueberry muffin think, “It might not seem like much right now but I’m changing my life, and that’s what I can do right here, right now to live better and differently.” When you send off that check to the 20 year-old college loan debt, rather than thinking, “The man, gets my money again!” (Grumble, grumble) Think, “I get to pay this bill and next month I’m going to send them even more then this month!”
At first, it might feel strange as you try to be excited about sending off bills but it will really make a huge difference in how you will start relating to money. By being willing to look at your finances honestly and openly and by being willing to make changes as needed you will completely change your relationship with money.
What about you? Do you have a positive or negative relationship with money, and are you going to try to change the way you think about money?