A headline just caught my eye. It said “Half of Americans With Kids Set to Die Without a Will.” For a moment, I thought, How sad and irresponsible! Silly parents! And then I realized, Uhhh….hello, Jen. You and the Hubs don’t have a will, you irresponsible idiot! Whoops.
That’s right. We have a 5 and a 7 year old and we don’t have a will. When I read the reasons most often cited for not having a will (procrastination, lack of funds and the belief you don’t need one) I thought Yup, yup and yup.
The Hubs and I are both 40 now and while we’re relatively healthy, there’s always that chance we could get hit by a bus. We’re pretty straight forward. Neither of us has been divorced or have other children from previous relationships we have to provide for. We don’t have any pets to plan for. We only have one house and two cars and very little jewelry. Every year we talk about having a will drawn up and every year we say, “Eh, what’s the point? It’s not like we’re multi-millionaires or something. We don’t have huge assets that anyone’s going to fight over and we’ve made it pretty clear to everyone who we would like to raise our children if something were to happen to us. Besides, we’d rather spend that money on something else for the family.” And then we cross another year off our list of not having a will.
However, the writer brought up an excellent point about how a will can help your survivors navigate your “digital estate.” Think about it. I don’t know about you, but what little assets we have are all on the web. Our bank accounts, our investments, our revenue partners for my blog, even our photo albums and entertainment (how much do you have tied up in iTunes?). We are a very paper-less home and unless we tell someone how to log in and where to go, they won’t even begin to know how to get our assets to our children. This is where a will is especially handy.
Now I’m convinced we need a will – and I’m going to get on that right away…I’m adding it to my high priority Tomorrow To-Do List. Someone please remind me in a week that I need to get this done.
Be sure to read my daily rants at People I Want to Punch in the Throat where you’re sure to laugh and/or might be offended (it’s where you can find my R-rated rants).
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Photo: Grant Cochrane