Holidays are a stressful time of year. Besides having a million get-togethers that inevitably cause chaotic feelings there’s the old gift-giving process that adds to the stress. Not only do you have to decide what to get for each person on your list, you’ve got to figure out how to pay for everything too. To combat the financial stress of the holidays, I do a lot of homemade gifts and re-gifting (don’t tell…).
If you are one of the people that swears to save up cash for holiday spending each year, but still haven’t started it’s not too late to reach your goal. No matter how much money you don’t think you have left over each month, you can still find ways to save a couple of hundred bucks in the bank before the holidays begins.