The First Step in Getting Ahead FinanciallyKathleen Celmins
There’s a strange phenomenon in personal finance. You can read a hundred personal finance blogs (I know I do!) and you’ll never run across someone who is blogging her way into debt.
Please let me know if you find a blog that does that!
It seems to me that it will simply never work that way. And I think I know why.
Ignorance is bliss.
That’s it, really. We spend and spend without thinking, and, you gotta admit, it’s pretty fun. But one day we wake up (hungover, maybe?) and think that we need to change something.
Then we take the first step.
We take a long, hard look at how much money is coming in, and more importantly, how much money is going out. And where it’s going.
So, take the first step toward getting ahead financially:
Analyze your balance sheet.
This can be tricky for some, but there’s a really good reason I use Mint.com: it works. And it works without judgment. You can learn many different ways to shave your expenses (look in this space!) but do that later.
First things first, see where you stand.
And remember, you’re not a bad person. You’re a wonderful person, and you’ve taken the first step.
It might be a long journey, but you’re among friends.
Let’s do this!